Home Loan Options

FHA Loans

  • 3.5% min down payment
  • Available with fico scores down to 580
  • Primary purchase only. ( Non-Occupying co-borrowers are allowed)
  • Limit “floor” and “ceiling” for a one unit property 2020 is $331,760 & $765,600
  • 15 yr & 30 yr fixed options available.

Conventional Loan

  • 3% min down payment on primary purchase
  • Available with fico scores down to 620
  • Primary purchase, Second home, or Investment
  • Max loan is $541,400 for single, $981,700 4 Unit and $765,600 for a high cost 1 unit
  • 15 yr & 30 yr fixed options available.

USDA Loan

  • 0% min down payment
  • Home must be located in USDA eligible areas ** Request list from us
  • Available with fico scores down to 640
  • Household income restrictions apply
  • Primary purchase only.
  • 30 yr fixed options available.

VA Loan

  • 0% min down payment
  • Available with fico scores down to 620
  • Primary purchase only.
  • Borrower must be VA eligible
  • High balance VA loans available
  • 15 yr & 30 yr fixed options available.
  • VA Streamline Refinances

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    About Jon Robinson

    Jon Robinson has been helping borrowers get into the home of their dreams for over 10 yrs. Specializing in niche products & turn down business for years has given us the edge over traditional lending.  If you are tired of qualifying with a Loan officer, and getting dished off to another team member who doesn’t know your file, you came to the right place. Jon handles his transactions from start to finish while focusing on updates and communication throughout the transaction. With an average close time of less than 27 days, our process is as quick and streamline as possible. Don’t listen to the industry excuses, let us show you how easy it can be to close on your new home today.